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Loans that won't make you moan.

Finding financing for your home or vehicle shouldn't drive you up the wall. That's why we have designed our loans keeping you in mind.

Sure money doesn't grow on trees.

The HPSCB Bank offers various Deposit plans that you can choose from depending on the term period, nature of deposit and its unique saving and withdrawal features.

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What's New

EOI for Empanelment of Valuers IMPORTANT NOTICE -- Assistant Managers Recruitment Related EOI for Mobile Banking Solution -- Date Extended to 7/10/2022 EOI for Empanelment of Chartered Accountant Firms EOI for GST Return Filing

Hotel Motel Loan

PARTICULARS	DETAILS
Beneficiaries	Individuals/Firms/Companies/Trusts/Parterners/Trustees/Societies etc. In case of Individuals the age of applicant should be more than 18 years and less than 60 years.
Income of the Applicant	Employee: Gross Monthly income should be more than Rs. 20,000. Non-Employee: Gross Annual income should be more than Rs. 2,50,000.
Purpose	For any legitimate purpose (Productive and Non-Productive.)
Security	Mortgage of immovable property. Guarantor: Below Rs. 20 Lakh – One Rs. 20 Lakh & above – Two Note: Property being offered as security is free from any encumbrances and having a clear title in favour of the borrower to be ensured.
Quantum	60% of the value of the property or stipulation of CMA Norms, whichever is least.
Repayment	84 Months (Maximum)