1 Maximum Limit Equal to 4 times of money in circulation of particular group.
2 Eligibility Self-Help Groups.
3 Purposes Bankable trading/productive and service activities.
4 Eligibility Criteria 50 times of the gross monthly salary of the applicant or Rs. 10.00 lacs which ever is less ensuring 35% take home salary by the loanee after payment of installment of loan.
5 Margin 15% of the total cost.
6 Repayment Period Maximum period of 6 years.
7 Collateral Security Hypothecation of assets created out of Bank's loan including margin.
8 Margin Stipulation As per nature of the loan.