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The HPSCB Bank offers a wide range of retail loans to meet your diverse needs. Whether the need is for a new house, child's education, purchase of a new car or home appliances, our unique and need specific loans will enable you to convert your dreams to realities..


  

Saving Account

1 Maximum Limit Limit Rs. 10.00 lacs per employee.
2 Eligibility Employees of Government Department/Boards/ Corporations/ Statutory Bodies etc.
3 Purposes For purchase/ construction of house
4 Eligibility Criteria 50 times of the gross monthly salary of the applicant or Rs. 10.00 lacs which ever is less ensuring 35% take home salary by the loanee after payment of installment of loan.
5 Margin 25%
6 Repayment Period 15 Years.
7 Security House constructed/purchased shall be kept under charge of the bank along with one guarantor.One time collateral security by taking at 50% of its present value.
 

 

Saving Account
  Savings BankAccount is the most common type of demand deposit. The depositor can open the account, deposit and withdraw money as and when required. There is a minimum balance required to be maintained and a chequebook is given to the customer to enable withdrawals. The customers can withdraw money using the withdrawal forms prescribed by bank and available at the branch.  
Eligibility All types of customers except firms
Minimum Amount Rs 1000 with cheque book facility Rs 100 without cheque book
Nomination facility Nomination facility is available only for the individual & joint accounts

 

Saving Account
  Savings BankAccount is the most common type of demand deposit. The depositor can open the account, deposit and withdraw money as and when required. There is a minimum balance required to be maintained and a chequebook is given to the customer to enable withdrawals. The customers can withdraw money using the withdrawal forms prescribed by bank and available at the branch.  
Eligibility All types of customers except firms
Minimum Amount Rs 1000 with cheque book facility Rs 100 without cheque book
Nomination facility Nomination facility is available only for the individual & joint accounts

 

Saving Account
  Savings BankAccount is the most common type of demand deposit. The depositor can open the account, deposit and withdraw money as and when required. There is a minimum balance required to be maintained and a chequebook is given to the customer to enable withdrawals. The customers can withdraw money using the withdrawal forms prescribed by bank and available at the branch.  
Eligibility All types of customers except firms
Minimum Amount Rs 1000 with cheque book facility Rs 100 without cheque book
Nomination facility Nomination facility is available only for the individual & joint accounts

 
 

Saving Account
  Savings BankAccount is the most common type of demand deposit. The depositor can open the account, deposit and withdraw money as and when required. There is a minimum balance required to be maintained and a chequebook is given to the customer to enable withdrawals. The customers can withdraw money using the withdrawal forms prescribed by bank and available at the branch.  
Eligibility All types of customers except firms
Minimum Amount Rs 1000 with cheque book facility Rs 100 without cheque book
Nomination facility Nomination facility is available only for the individual & joint accounts