Saving Account HPSCB HOME LOAN makes your dream home come true!!
Maximum Limit Limit Rs. 10.00 lacs per employee.
Eligibility Employees of Government Department/Boards/ Corporations/ Statutory Bodies etc
Eligibility Criteria 50 times of the gross monthly salary of the applicant or Rs. 10.00 lacs which ever is less ensuring 35% take home salary by the loanee after payment of installment of loan.
Margin 25 %
Repayment Period 15 years.
Security House constructed/purchased shall be kept under charge of the bank along with one guarantor.One time collateral security by taking at 50% of its present value.